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It's hasn't been the best time

June 14th, 2018 at 09:03 am

I have been away for a while and in the while things have been well not good I have had to take on a lot of debt and now my job does not have the best outlook since the company was taken over so I am not sure how this is all going to work out.

What I have been doing:

-Online jobs here and there so far have made $500.
-Lyft so far have made -150, as I am in the rental program and not able to drive as many hours as I should to make money.

I am going to try to use the money I make from Lyft which I have been trying to drive more to start up some online business or other passive income ideas. As I know I won't last for long and I need some kind of second income should my job end.

If anyone has any ideas let me know. For now I am just holding on my the skin of my teeth. I hate this I really do. I wake up in the morning hopeful and do my best but by the end of each day I am drained. Counting my pennies having to remind myself that I cannot spend money on things since there is nothing left. Cringing every time I put gas in the Lyft car or buy groceries because while I know I have to put gas in the car and I have to eat I can barely afford to do so.

The positive. I still have the house and I am able to pay the mortgage, if I play my cards right I'll be able to make 500 a week on Lyft which is enough to pay the mortgage just on that income and frees up my job money to save, invest and pay off debt.

Can't believe its been soo long also what is your home routine

February 17th, 2017 at 09:08 pm

I feel like I've lost my way a little. I had paid off a good chunk of my cc debt and then I went a little cuckoo getting some pieces for work to make my cheapish wardrobe look a little better.

I bought a used designer watch that looks great and I wear it everyday.

I bought a diamond by the yard necklace that looks great with all my outfits. Bought it at one of those direct jeweler places so it was about half or less than I'd pay elsewhere.

I bought some clothes from a discount department store.

I bought some pearl earrings and two small wristlet purses from a discount luxury designer store.

I bought a bag from a mid-range designer new but at discount.

I also bought some super discount kitchen stuff that I haven't used as often as I'd like but the cheap cooking class I took has helped.

I managed to not go broke doing it and the feedback from work and outside of work I get from people has really picked up my self-esteem a bit. But work is so stressful I'm still out of sync with getting a house routine nailed down.

A coworker said she gets up really early everyday to get stuff done. I'm considering this. If I got up at say 4:30 every day I could work out and get all chores except vacuuming done.

I think I'd like to do this since all I seem to do when I get home now is fake shop for items on the web. I used to read when I got home but I feel guilty reading while the house is a mess.

This also means I'd have to go to bed earlier but I think I'm okay with that. I don't have many friends here so I hardly go out anyway.

I dunno what do you guys do for the home life balance? Mine seems non-existant right now.

One check a month

August 5th, 2016 at 11:51 am

I think I may purchase the car I am currently leasing so I have a year left to save to do a hefty down-payment.

I have been plotting to save one of my checks each month but so far it hasn't gone well. The first month it went to a repair for a household item and credit card debt from house stuff purchases and a little eating out.

This month it's going to the credit card again for an forgotten annual expense, credit card purchases (for the house) and entertaining some visiting family.

I am hoping next month I really really am able to get it down to pay off my damn credit card balance and to put something toward the car. I think I may just bite the bullet and pull out $100 from these checks for house stuff (tools, repairs etc) and let then I'll put the rest to debt. That way I won't feel so pressured out kind of thing. I guess we'll see how it goes.