Layout:
Home > Archive: June, 2018

Archive for June, 2018

What if you could only spend one dollar a day?

June 23rd, 2018 at 02:01 am

I find this intriguing.

I started watching this video where this vlogger kid decides that all he is going to spend on food for one day is one dollar.

And I thought I shouldn't even be spending a dollar a day right now.

But then it occurred to me, what if I try this for a week?

Maybe I can start to claw my way out of this situation, literally a dollar at a time.

Maybe if I focus on something positive and do something proactive instead of lamenting about my situation, maybe it'll be a lot easier to get out of it.

So that's that. I am going to try this for a week.

I will set aside 7 dollars and allow myself one each day. I wonder if I would actually have any of the money left at the end of the week.

I am also going to make sure I actually start saving something from my check. Yes I am in the red but if I keep actively saving and participating in ways to bring in extra cash I will get through this.

It took more than a day to get here and it will take more than a day to get out, you know unless I win the lottery or something.

Even my horoscope says that I will get a pay off in August. So let me hold on to that too.

So here are my two goals for the this week:

One positive thing, I will tell myself this each day:

You do actually have enough money that you are allowed a discretionary fund of 1 dollar per day.

You can save the other 53 dollars you were allowing yourself for discretionary spending. If it works out correctly, at the end of the month you have 212 dollars in savings and will have only spent 28 dollars on things that were wants and not needs.

One proactive thing, I will remind myself to do each day:

Identify and pursue something that will bring you extra income. Follow through until you get the job or the money. Wash, Rinse, Repeat.

I will check in next Friday. I will just have to write that down somewhere...

It's hasn't been the best time

June 14th, 2018 at 05:03 pm

I have been away for a while and in the while things have been well not good I have had to take on a lot of debt and now my job does not have the best outlook since the company was taken over so I am not sure how this is all going to work out.

What I have been doing:

-Online jobs here and there so far have made $500.
-Lyft so far have made -150, as I am in the rental program and not able to drive as many hours as I should to make money.

I am going to try to use the money I make from Lyft which I have been trying to drive more to start up some online business or other passive income ideas. As I know I won't last for long and I need some kind of second income should my job end.

If anyone has any ideas let me know. For now I am just holding on my the skin of my teeth. I hate this I really do. I wake up in the morning hopeful and do my best but by the end of each day I am drained. Counting my pennies having to remind myself that I cannot spend money on things since there is nothing left. Cringing every time I put gas in the Lyft car or buy groceries because while I know I have to put gas in the car and I have to eat I can barely afford to do so.

The positive. I still have the house and I am able to pay the mortgage, if I play my cards right I'll be able to make 500 a week on Lyft which is enough to pay the mortgage just on that income and frees up my job money to save, invest and pay off debt.