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Archive for December, 2013

I got a new toy!!

December 30th, 2013 at 11:08 pm

Christmas was awesome and I was able to reward myself with something I wanted forever. A beginner dSLR camera I'm so excited to learn about it. It came with some classes and what not to show me how to use the thing.

Things will go back on track for money but its nice to see efforts pay off. I hit my goals and allowed myself to have something I have been pinning for for years it feels pretty damn good.

Still have no credit card debt which is fantastic and it looks like the job will drag on for a little while longer so all in all a good holiday week. Smile

Update: Things are better

December 28th, 2013 at 04:37 am

The part time job calmed down and they are way cutting my hours. And we got a week off from the temp job due to some project hold up.

The great thing is the missing money is not going to affect me at all because of my planning I had already taken the money for bills out of the last check.

I am optimistic again. And Christmas is paid off. Time to plan for the future and get back on track.

Getting too tired to keep going

December 20th, 2013 at 05:49 pm

The time might have come to end my part-time job. They are trying to boss me around and impede on my regular full-time temp job.

The mention of the place causes me stress. They just upped my hours which has affected my full time job. I am worried about not being able to put as many hours in my full time job which has comprimised my ability to work toward my 6 month emergency fund goal and my goal of paying off the car earlier.

It's starting to feel pointless. I was so tired and lazy I didn't make at home coffee and got some meals out which cost me an extra 35 dollars.

Christmas is here and I wanted to get the cards out on time. Between my full and part time jobs there is no time for that.

Maybe after the holidays and my shifts are less I'll feel better but right now the stress of the full time job and the unnecessary stress of the part-time job are eating away at me and I just can't take it.

I have been working both jobs for almost a year now it is overwhelming. I hope that I'll be able to recoup and renergize soon because right now things seem rather hopeless and futile.

Hope everyone else is having a better holiday time than I am.

Christmas grrr

December 13th, 2013 at 06:55 pm

I am still working at my temp job which is lovely. But I decided to do a little extra for Christmas which has put my put extra payments toward my car plan on hold.

But good news is I'm still contributing to my IRA, toward my EF and x amount of expenses month fund while keeping my cc balance manageable. I put some Christmas things on there for the reward points. It was great to see that high balance disappear just as quickly as it was charged with now rewards all for myself. I'm hoping that I can get my EF back to at least 2K again before the end of the year and fund my savings account for 4 months of expenses. That would be grand!

In the meantime I'm working in my resume to get my next gig all lined up so I can keep this financial stability going into the new year! And trying to restore balance by getting back to the gym. Need something to get all this energy out.

Hit another goal!

December 2nd, 2013 at 02:25 pm

My sad little IRA account has finally hit $1000. I had not been blessed with (fruitful) employment until recently (even if it is only temporary) and that fact combined with a little serious credit card debt meant that saving decent money toward retirement wasn't much of a reality til now.

So I guess I can look at it as 100 bucks a year for the last 10 years and reflect on the fact that it may be better than what most people in my age range have saved. I just know that now it will grow it to several thousand dollars now that there are no more credit card issues. It's amazing how much better I can sleep at night even with a small emergency fund, $1000 in my IRA and no interest racking up on my credit cards.