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December 20th, 2016 at 12:19 pm

Well some updates. The debt on the credit card started ballooning around my birthday. It was a big one for me, I turned 30.

I've only begun to get out of the haze now and access the damage.

The good:

I now have 1000 in my emergency fund. I've kept up with my estimated tax payments and I'm fully funded in there.

The bad:

I went over board and now the credit card debt has increased.

The positive:

Now that I have an emergency fund and sorted out Christmas, I just really need to get the credit card paid off. I'm hoping I can get this done over the next few months but I have to focus on bills and staying away from putting more debt on there. When I pull cash out and stick to that things go well so I'm just going to keep doing that.

I can't wait to get rid of this albatross around my neck it has not been fun.

2 Responses to “Updates”

  1. PatientSaver Says:

    Credit card debt is the worst. With the usury interest rates and late payment penalties, you can quickly go under. I would avoid it at all costs. That being said, I know that long-term contract work is a tough way to make a living becus there are so many in-between jobs times when you lose ground. I'm glad you found something steady.

  2. snafu Says:

    Happy to hear from you and good news that you've funded income tax and still managed to keep an emergency fund with all the costs of Christmas. Most of us find if we keep current on SA, it subconsciously motivates us towards stated goals.

    Wishing you much fun for the holidays

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