Well so far so good. I had to spend a little this weekend in order to get shelf liners for the kitchen. The project took all weekend but now my kitchen is organized and I know where everything is which is great for my wallet and my waistline. It cost a little over $100 to line the whole kitchen, get a few cheap organizers and a small trash can, but it really is going to save me a time and money in the long run.

The balance on the card is down to $4000 from the original $5188. I have two paychecks in April but the third falls after the due date which means I will get hit with interest.

If my last paycheck from my part-time job comes in and is half decent or if my tax refund comes in, it'll make it easier to hit the mark. If neither of those things happen I can probably still hit the mark but it is going to be very painful.

After this whole thing is over I am going to focus on saving toward a new car almost exclusively (alongside with building up an emergency fund again). I have until August of next year to come up with a sizable down-payment if I keep this car which I might or if I buy another. I also could do another one-pay lease. I'll have to see what makes more sense financially when I get to that point.

It's just that I know with the new added payment to the 0% interest loan I cannot carry a car payment on top of everything else.

At least this deal worked out where I didn't have to do that. I mean voluntarily yes I am taking out a car payment to myself each month (or at least that was the plan now I will be getting back on track), but if I had to pay that to the bank each month with the other debt I'm carrying I would have very little left at the end of each month. It is nice to not have that over my head and still be in a reliable vehicle.

It is also nice to know the house is in good working order for now as long as we continue to take good care of it. The only other major repairs should be the roof in about 5-10 years and a possible re-model of one of the bathrooms so that it is not just a bath tub without the shower option.

Thanks for listening guys. It really helps to know that I'm not alone and that even if I get in a jam I know how to pull myself up by the bootstraps and keep on marching.