Today I was once again going over what needs to come out of my next paycheck. About 39% of it is bills, then the plan is to do 40% to credit cards payments, then to keep on track put 18% for savings which leaves me with a whopping 3% of my paycheck for myself. It's been like this for a month now ever since the medical bills. Although those percentages of where the money went was different (x amount toward medical bills, x amount toward savings etc) things have been really tight.
It just seems like there's been one big money event after another, the wedding, funding my savings fully, draining my savings in order to cover medical bills, trying to build back savings while aggressively paying off my credit cards before my assignment ends. And now the credit card pay off plan may need to be put on hold depending on what they say is wrong with my car.
I am very happy that this all happened while I was gainfully and not so gainfully employed all at once since my not so gainful employment made it easy to build an emergency fund while my gainful employment covered the wedding and paying credit card bills but it feels like such a struggle and I'm getting sick of it.
I have been struggling my whole life and while things are certainly getting better. There's still no steady income on the horizon. Just strategies to hold on to the money I make while I make it and hope it carries me through to the next assignment. I'm hoping that this one will stick or at least get me a call back.
I don't mean to be depressing and whiny but I just feel like something has got to give!
When you have two jobs and money is still tight
October 1st, 2013 at 07:55 pm
October 1st, 2013 at 08:57 pm 1380661053
The key is to not get stuck being depressed and whiny, and keep things moving in a positive direction.
October 1st, 2013 at 10:28 pm 1380666499
Karla Twomey
October 1st, 2013 at 11:24 pm 1380669886
October 2nd, 2013 at 12:01 am 1380672092
October 2nd, 2013 at 09:37 pm 1380749837