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I now live in a house...

March 8th, 2016 at 11:28 pm

And I'm going to be broke for a while. However it is nice to essentially lock in my bills.

I know what it is going to cost me each month for the mortgage no more rent increases and that is major.

However things like car insurance, electricity, and what on earth I'm going to do a about a car when the lease runs out is variable.

I can handle variable as long as some things are locked in and I couldn't be happier. We got a great deal for the area and even though some upfront costs were involved I'm grateful those things were not "rolled in" to a mortgage I can pay those improvements off as I go and at a zero percent interest rate to boot!

I need to try to find a way though to increase my income so I can lessen my monthly responsibilities so sadly it looks like for the time being I will be locked in to my part time job since it looks like our salaries will not be going up at my main gig anytime soon.

A lot of excitement though that is for sure.

Posted in Budgeting, Credit Cards, Debt, Personal Finance, Car | 6 Comments »

6 Responses to “I now live in a house...”

  1. snafu Says:
    March 8th, 2016 at 11:46 pm 1457480784
    1457480784

    It sounds like you have just bought a house and I'm not sure you've taken possession and actually moved in. Congratulations, it's a really big step. Your excitement jumps right off the page. I hope you'll share some details, general location, style, size and yard/garden.

  2. creditcardfree Says:
    March 8th, 2016 at 11:49 pm 1457480981
    1457480981

    Congratulations! Hopefully property taxes don't go up to often in your area. Increases can change your mortgage payment. Smile

  3. CB in the City Says:
    March 9th, 2016 at 12:49 am 1457484567
    1457484567

    Congrats on home ownership!

  4. FrugalTexan75 Says:
    March 9th, 2016 at 01:50 am 1457488235
    1457488235

    I hope to be posting about becoming a homeowner soon myself! Smile (Nothing in the works right now, still looking, looking, looking ...)

  5. LivingAlmostLarge Says:
    March 9th, 2016 at 08:25 pm 1457555158
    1457555158

    Congratulations! How exciting.

  6. Permanent Temp Says:
    March 11th, 2016 at 10:30 pm 1457735402
    1457735402

    snafu - We have moved in. And done a lot of work too. It's start to feel like home. It needs a few more repairs and then we just have to do maintenance and save up a house fund for anything that comes up in the future.

    It is in a nice neighborhood in the outskirts of the city, for the city it has a nice size backyard but the grass is in poor shape. We've been getting a lot of mail from landscaping places. It's about 1800 sq ft and has a finished basement which adds another 800 sq ft or so.

    It has room to expand with extra bedrooms that we are currently not using. Which is nice.

    creditcardfree - Taxes stay pretty steady here so that's good.

    FrugalTexan - we looked for years we we're so happy when the timing was perfect and this place popped up!

    Thanks CB and Living!!

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