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Back on track

January 10th, 2014 at 08:47 am

It has been a crazy December having a balance that seemed to replenish itself every time it was paid off. But now its January and a new year.

The camera is now paid off and even though it was a low paycheck I was still able to put a tiny bit toward savings and the car goal and retirement.

Have to say I'm not doing too bad. Hopefully this cold will taper off and then I can put in some overtime hours to get closer and closer to my goals before my job goes away.

Things seemed bleak there for a while but they are okay again. I'm half way through my house organization project and I'm okay with not being able to finish it due to lack of finances.

For one thing I'm not sure of what I want to buy and for another I'm thrilled that I am right back on the if I don't have the money than don't buy it plan.

I'm just happy to know that even if I do get a little of track I can get right back on again. The other good news is that I have been saving money and working toward my goals for so long now that it feels weird to not put away money toward them.

I'm thinking that by allowing myself to get that camera I can focus again. Before it seemed like an endless tunnel of no fun and like I would never be able to get what I want to get and only things I need. But by allowing myself to get something I've wanted for two years it seems that I feel a little more upbeat now and happy.

I have also decided that at some point soon I will allow myself to buy some clothes as I have very few. Yes I need to lose weight but I need to have something to dress myself in the time being! Hope everyone is doing okay in the post holiday/trying to keep up with their resolutions January.

Posted in Budgeting, Credit Cards, Debt, Fun | 3 Comments »

3 Responses to “Back on track”

  1. creditcardfree Says:
    January 10th, 2014 at 12:54 pm 1389358450
    1389358450

    Glad you feel back on track! And great job getting the camera paid. I think it is good you got something you have been wanting for so long. It sounds like it has made a difference for your mental health.

    Clothes are likely to be on clearance now and in future weeks. Check the clearance racks at your favorite store.

  2. snafu Says:
    January 10th, 2014 at 05:13 pm 1389374020
    1389374020

    Good on you, you've made savings and planning goals a habit! I wonder if we can make suggestion to help with organization goals by re-purposing something already at hand or no cost ways of moving forward.

    I keep reading impressive job creation numbers but it seems very regional. What's it like in your region?

  3. Permanent Temp Says:
    January 10th, 2014 at 06:29 pm 1389378584
    1389378584

    @snafu Not sure how it is in my region but I also just started a new career path turn which I'm unfamiliar with. But I'll survive any way I can. I'm almost at the 4 month mark for backup savings so if I'm diligent I might make it to 5 before this thing ends. I'm focusing on both that and the extra car payments mostly at the moment. It's really a two fold process I guess.

    Funny you should say the re-purpose I did a lot of that yesterday. I have some cardboard boxes for pasta etc that I just cut that tops off and used for storage of the plastic grocery bags that I use for my smaller trash cans.

    Thanks for the tip creditcardfree. I mostly shop at Ross and Goodwill now a days anyway but if I have the cash I'll look for clearance clothes elsewhere.
    I also decided when folding up some old shirts that I am going to find a way to use them again. I've wanted some small couch pillows for a while so I think some of them will end up that way and others will be turned into new tops. Smile

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