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Looking at the big picture once again.

November 6th, 2013 at 02:26 pm

Now that the credit card debt really is gone I have started to get some clarity on what I should do next. I started looking into money advice for people with irregular income like myself.

It seems like so far I've done well. I have lived off of way less than my means and saved almost 3 months of expenses plus an emergency fund.

The advice I had never encountered before was to take into account your other expenses which is a good idea. I had never formulated much of a budget on items such as groceries, eating out etc. Just restricted my spending to a certain amount which I never seem to hit.

I have had mint tracking my expenses for quite some time and have a list of bills that I do have to pay throughout the year even if they happen once a year (renter's insurance, excise tax/registration etc etc).

Now I just have to insure I budget for those as well. I have probably have another month of work or so. I'll figure out my numbers once my printer ink arrives and see what else I can be doing to ensure that I stay afloat while I have little to no cash flow.

For the first time in a long time I feel full of possibilities rather than worried about how I am going to make it through. That is encouraging and a very nice place to be indeed.

1 Responses to “Looking at the big picture once again.”

  1. PatientSaver Says:

    Taking control of your finances is very empowering. You're in charge now!

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