Now that my credit card debt is gone I can finally focus again on saving. And I'm short. I'm short on my three months goals. I'm short on my Christmas goal, gift fund goal etc.
It's frustrating. It feels like I cannot get it sorted out before this job ends and like I can't seem to win and have to be stuck of off living off of nothing for a while longer.
But then I think wow my credit card debt really is gone. I really can pay out an extra car payment each month and still save for goals for as long as I am employed.
Today was a pain and so was last week as I had some unexpected expenses. But they are taken care of which feels pretty good. And I am still credit card debt free today. I guess as someone had said on the blog comments. I need to let this accomplishment set in before I freak out about the next.
I've been stuck with that debt for so long most of the years since I turned 18, that I need to relearn things. I'm just so programmed into the payments its become a bad habit. Guess its just time to replace it with a new one like putting that money toward paying off my darn car, or just really breathing easy that as long as I keep my savings high, the credit card nightmare is finally over. Just hoping I can plug those savings gaps.
I have accomplished a lot and I just need to remember to take it one step at a time. It took years to rack up the debt, and years to pay it off. Building up my savings will take a while too. I just need to be patient.
Reality of short savings goals
November 5th, 2013 at 06:38 am
November 5th, 2013 at 12:40 pm 1383655208
November 5th, 2013 at 12:54 pm 1383656084
November 5th, 2013 at 03:32 pm 1383665526
But you paid off your credit card! You can do it!
November 6th, 2013 at 10:54 am 1383735250
November 6th, 2013 at 10:19 pm 1383776347